Oriental Insurance Company is one of the popular health insurance brands in the country. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. Pre and post hospitalization charges can be claimed, which includes 30 days before and 60 days after the period of hospitalization. Cost of spectacles, contact lenses, hearing aids, etc. Talking about the sum insured range of Oriental Super Health Top-Up, it starts from Rs. Cashless Claim: The facility of cashless hospitalization can be opted, in case the insured member is hospitalized with the listed network hospitals of Oriental Insurance. About The Oriental Insurance Company Ltd. - The Oriental Insurance Company Ltd was incorporated at Mumbai on 12th September 1947. Oriental Insurance premium calculator is provided for motor insurance policy, personal Accident policy, Individual mediclaim policy, Janata Personal Accident, Overseas mediclaim, Shop keepers policy, House holders policy, Happy family floater policy and Nagrik suraksha policy. Compare Policy Benefits, Key Features & Premium with similar plans at MyInsuranceClub.com Review of Oriental Happy Family Floater Mediclaim Plan. This is available free on Adobe's website.). 1 lakh to Rs. Oriental Bank Mediclaim Policy is designed exclusively for the Account Holders of OBC (Oriental … There is no pre-acceptance medical examination required for persons up to the age of 55 years. THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. Any dental treatment or corrective surgery, 30 days pre-hospitalisation & 60 days post hospitalisation expenses, Specified/listed procedures requiring less than 24 hours hospitalisation (daycare), No medical examination for persons up to the age of 55 years, In case of fresh covers, 50% of the pre-insurance medical check-up cost is reimbursed, Ayurvedic, Unani and Homeopathic treatment in govt. Voluntary co-payment does not apply on PA section. PNB Oriental Royal Mediclaim Policy is one of the best Mediclaim Insurance Policy. Sum Insured for Oriental Mediclaim Insurance Policy. A big helping hand for any individual, the policy doesn’t disappoint you at times of financial security. You should choose the best one according to your needs. Once your request is approved, claim is settled. 2 Lakh and above. It is a comprehensive mediclaim policy that covers the policyholder, his/her spouse and up to three dependent children. (xvii) Discount of 5.5% in premium if TPA services not opted for. Oriental Insurance Individual Mediclaim Policy is an inpatient hospitalization policy which covers medical expenses following hospitalization/ domiciliary treatment due to Illness/ Diseases/ Accident. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. (viii) No medical examination for persons upto the age of 55 years. Oriental Travel Insurance: Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. The prime features other than those related to medical expenses covered under the policy include -. The company has developed various types of insurance covers to cater to the needs of … The policies offered by Oriental Insurance company are very useful and have large scope of coverage. Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. 556 Site best viewed in Chrome 43.0, Mozila 38.0 and IE 11.0 and above (1280 X 800), Generation of Policy against failed transaction, Professional Indemnity-Other than Doctors. Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. I have purchased the Individual Mediclaim Policy after conducting thorough research. Review of Oriental Individual Mediclaim Plan. Individual Mediclaim Policy is a complete package. The policy provides superior coverage for medical expenses related to hospitalisation as well as domiciliary hospitalisation in case of an accident, illness, or any surgery linked to disease which has occurred during the policy period. Individual Mediclaim Policy. Once your request for reimbursement of expenses is approved, the claim will be settled. The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively, For Details please refer policy documents/ Prospectus, INDIVIDUAL MEDICLAIM POLICY - PROPOSAL FORM, INDIVIDUAL MEDICLAIM POLICY - CUSTOMER INFORMATION SHEET, (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, installed on your computer. The co-payment is applicable on each and every claim, which means the insured will bear 10% or 20% (as opted by him) of co-payment on each and every claim. (vii) Option of voluntary co-payment of 10% and 20% with corresponding premium discount of 10% and 20% respectively on SI of Rs.2lacs and above. Oriental Insurance Company Limited Updated on December 25, 2020 , 6391 views. It seems that the Individual Mediclaim Policy has been designed to suit my medical needs. Medical expenses incurred due to any illness, injury or accident that require hospitalisation are covered under this policy. 10 lakh. Oriental Individual Mediclaim Policy - Check Plan Details Oriental Individual Mediclaim Policy This health insurance plan provides cover to the policyholder in case of medical expenses following hospitalization or domiciliary hospitalization in the following scenarios: Oriental Mediclaim policy is an insurance cover which takes care of a number of medical expenses following a sudden illness, hospitalisation due to an accident, or in case the policyholder needs to undergo a surgery for any condition arising during the policy tenure. The Nationalized banks in India have tied up with the general insurance corporations (Private / Nationalized) to offer some special insurance policies for their clientele. Even the plan covers treatment expenses related to Ayurvedic/Homeopathic/Unani treatment when the treatment is taken as an in-patient. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. The Oriental insurance Company Limited was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Limited and was formed to carry out the General Insurance business. If you are looking to buy a health insurance plan mainly to cover your entire family including your parents and parents-in-laws, Oriental’s Happy Family Floater plan is one to consider. There is a voluntary co-payment option of 10% and 20% with the corresponding discount on the premium of 10% and 20% respectively on SI of Rs. PNB Oriental Royal Mediclaim Insurance Policy. PNB Oriental Royal Mediclaim Insurance Policy. (x) Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation. Sum Insured for Oriental Mediclaim Insurance Policy . Office: Oriental House, P.B. 3000 for every block of three claim-free policy years. Oriental Insurance Individual Mediclaim Policy Key Features. Oriental Insurance Individual Mediclaim Policy. Oriental Group Mediclaim Insurance Plan : Get details about Group Mediclaim insurance,its features, premium and quotes comparison from top health insurers at PolicyX. This Oriental Insurance mediclaim offers various benefits to the insured wherein an individual is free to claim the following expenses:. Incorporated on 12 th September 1947, Oriental Insurance Company is a subsidiary of Oriental Government Security Life Assurance Company Ltd. Family includes self, spouse, children, parents and parent-in-laws. (ii) Maximum Entry age for any member, is 65years however, this can be extended upto 70 years. This policy of Oriental Health is better than other health mediclaim plans available in India. The Oriental Insurance Company Ltd was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was formed to carry out General Insurance business. To check out various online facilities available, you may login on the Portal. About Oriental Individual Mediclaim Policy Health Insurance. The policy does not provide cover for maternity and newborn treatment expenses. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. 7037, A-25/27, Asaf Ali Road, New Delhi - 110 002 MEDICLAIM INSURANCE POLICY ( INDIVIDUAL) Oriental Health Insurance Claim When seeking health insurance claim from Oriental Insurance Company, you can choose either cashless or reimbursement claim. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. The only condition is that if such injury, within 12 months, is the cause of death or disability of the insured person. Oriental Insurance premium calculator is available for all types of general Insurance policies. This option is available only for sum insured of Rs. Oriental Insurance company is one of the only public sector General Insurance Company in India. Know about the PNB Oriental Royal Mediclaim Policy below. While buying a health policy, you must carefully assess the pros and cons it offers.Oriental's individual health insurance plan does not provide features like lifelong renewability and no claim bonus. The sum insured options under the policy range anywhere from Rs. You can buy a new Individual Mediclaim policy by registering yourself on our Portal and paying online through your debit card / credit card or net-banking. It provides the required coverage on physician services, hospitalization expenses, local emergency medical transportation and medical services among others. Oriental Insurance Policy Status helps you to know the policy details like how much premium to pay, policy expiry, claim status, etc. Cover for hospitalization cost incurred in India due to any sudden illness, disease, or accident . Oriental Bank Mediclaim Policy was launched on 3 rd October 2011. All you need to Know about No-Claim Bonus in Healt... High or Low Deductible Health Insurance - Which to... Insurers Can Use Video Based KYC Identification. Oriental Insurance Mediclaim - READ THE PROSPECTUS. 10 … Review of Oriental Individual Mediclaim Plan. GROUP MEDICLAIM POLICY - POLICY DOCUMENT . (xv) Grace period of 30 days is allowed for payment of renewal premium. Now you can buy and renew policies Online. Unique Features of Oriental Insurance Individual Mediclaim Policy. 3 lakh and goes up to Rs. The company offers a wide variety of health insurance plans that cover the insured against several healthcare expenses yet … Oriental Insurance company is very famous and leading. Oriental Insurance Company is one of the largest public sector general insurance companies in India. PNB-Oriental Royal Mediclaim Policies offers family floater schemes that cover up to 4 family members under a single health insurance policy. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. Oriental Insurance premium calculator is available for all types of general Insurance policies. When you start earning, you enter a new phase in your life. A Comprehensive Guide on Health Insurance Portabil... All About Health Insurance For TB Patients. The main features of the products are outlined here below: The company specializes in providing cover for mega projects such as power plants, steel, chemical and petrochemical plants. These policies are beneficial as they provide customized coverage benefits at reasonable prices. A few of the key benefits that the insured can be gifted under its health insurance plans are cashless treatment facility, cover for … Oriental Insurance mediclaim hospitals list in Ernakulam, Kerala. The optional cover of a personal accident anywhere in the world is also available on payment of additional premium. Oriental Insurance Health Insurance Plans Company Overview. Beyond the Sum Insured of INR. Coverage for family comprising of spouse, parents/parents-in-law (either of them), and unmarried siblings (in case financially dependent on the proposer), apart from dependent children is allowed as well. Today the Oriental Insurance Travel health insurance premium is one of the most competitive in the market across all their plans apart from being competitive in their benefit structure. The Oriental insurance company reimburses the treatment expenses borne by the policyholder. Policy Details, Cost, Suitability and Reveiew of Oriental Insurance Individual Mediclaim Health Insurance, The Oriental Insurance GROUP MEDICLAIM POLICY - PROSPECTUS (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, The pre-hospitalisation and post-hospitalisation expenses for a period of 30 and 60 days respectively, are also covered under the plan. Oriental Insurance company is very famous and leading. Mar 11, 2018 11:49 AM Read. There are many ways to check Oriental General Insurance Policy Status. Renewing any of our existing policy is very simple. A dependable solution, the policy can be availed for a period of 1 year. (ix) In case of fresh covers, 50% of the Pre-insurance medical check-up cost reimbursable, subject to acceptance of the Proposal. When you choose a health insurance policy of Oriental Insurance Company, you do not just get an umbrella during a medical emergency, but also have peace … Health problems are increasing and so is the medical inflation. Today the Oriental Insurance Travel health insurance premium is one of the most competitive in the market across all their plans apart from being competitive in their benefit structure. It also has a highest waiting period of 4 years along with sub-limits imposed on room rent & ICU. Buy a new Health Insurance policy, Renew an existing Oriental Insurance Mediclaim Health Insurance policy or renew policies bought from any other general insurance company by registering yourself on our Portal and paying online through your debit card / credit card or Net-banking. Oriental Insurance Group Mediclaim Policy Buying Procedure. Medical expenses incurred due to any illness, injury or accident that require hospitalisation are covered under this policy. To check out various online facilities available, please … How to File a Claim with Star Health Insurance? We, The Oriental Insurance Company Ltd. a vibrant and dynamic leading non-life insurer, understand your insurance needs and offer a wide range of insurance products providing comprehensive coverage in respect of Property, Health, Travel, Vehicles, Personal Insurance etc.. Enter the policy number As allotted by the Insurance Company Sum … PNB Oriental Royal Mediclaim Policy is one of the best Mediclaim Insurance Policy. In terms of coverage, Individual Mediclaim Policy is the best one for me. If at any time during the policy period the insured person sustains any bodily injury due to the sudden, unforeseen and involuntary event related to external, visible and violent means anywhere in the world then he is eligible for this benefit. While buying a health policy, you must carefully assess the pros and cons it offers.Oriental's individual health insurance plan does not provide features like lifelong renewability and no claim bonus. If more than one person is covered, then there is a family discount of 10% (including on PA cover). However, mid-term inclusion is permitted for newly married spouses or newly born children up to the age of 3 months during the policy period. You can add your family members to the Oriental Mediclaim Insurance Policy at the time of renewal. Several health insurance plans are offered by Oriental Insurance Company in India. The policyholders can include their spouse, dependent children, and widowed/divorced daughters. Office : Oriental House, P.B. Several health insurance plans are offered by Oriental Insurance Company in India. Office: Oriental House, P.B. The minimum sum insured under the Oriental Mediclaim Insurance Policy is INR 1,00,000 and in multiples of INR 50,000 thereafter, up to INR 5,00,000. Oriental Individual Mediclaim Insurance *Please note that the quotes shown will be from our partners. Oriental Insurance Company’s insurance product portfolio is designed to meet with the needs of various customers across the nation, keeping in mind different requirements in regards to the coverage for different sectors. IRDA Reg. Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission. Detailed Review of Oriental Mediclaim Insurance Policy. (xvi) Premium adjustment at renewal, for the duration of OMP cover taken from Oriental. If not approved, claim for reimbursement after discharge. I hereby declare that I have included all the bills / receipts for the purpose of this claim & that I will not be making any supplementary claim except the pre/post-hospitalization No. The policy covers specified diseases in case of hospitalisation only and requires compulsory co-payment of 20%. The company is then liable to pay the benefit amount to the insured or the nominee and if the nominee is not there, to the legal heir, subject to condition. Lastly, when it comes to sum insured options, they are available from Rs. (vi) Family discount of 10% (including on PA cover) if more than one person is covered under the policy. Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. You should choose the best one according to your needs. When you buy Individual Mediclaim Policy, you gain coverage for room; boarding and nursing expenses; ICU cost; fees of surgeon, anaesthetist, and others as well as cost of anaesthesia, blood, oxygen, etc. The entry age under the policy is between 18 to 65 years. I chose this product... For my personal need, I have taken the Individual Mediclaim Policy with Oriental Insurance. The company offers a wide variety of health insurance plans that cover the insured against several healthcare expenses yet come at affordable premiums. No. While the eligibility range for Individual Mediclaim Policy starts at 18 years and goes up to 70 years, the policy term is 1 year. Oriental Insurance Individual Mediclaim Policy This is a basic health insurance policy which covers medical expenses incurred by a person due to any illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery. Moreover, the inclusions list includes -, Individual Mediclaim Policy is a great combination of multiple coverage features and benefits. Oriental Insurance HOPE – Health of Privileged Elder policy has been uniquely designed for Senior Citizens aged 60 years and above. Indicate whether currently covered by another Mediclaim / Health Insurance Tick Yes or No b) Date of commencement of first Insurance without break Enter the date of commencement of first Insurance Use dd-mm-yy-forrmat c) Company Name Enter the full name of the Insurance Company Name of the organization in full Policy No. Benefits of Oriental Health Insurance. Oriental Individual Mediclaim Health Insurance Policy - Check Key Features Benefits Reviews Premiums Coverage Details online at BankBazaar. Under this benefit, if the insured opts for a co-payment of 10% or 20%, he/she is then eligible for a corresponding premium discount of 10% and 20% respectively. Key Features. THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. The benefits of the plan can be seen from the fact that apart from comprehensive cover for hospitalisation and domiciliary benefits, the plan also offers cover for medical expenses in respect of organ donor. The room, boarding and nursing expenses are covered not exceeding 1% of the Sum Insured per day. (v) Life long renewals allowed. If interested in opting for Individual Mediclaim Policy, make sure you choose the online mode to buy it as it will help you get the policy issued without any delay. Family includes self, spouse, children, parents and parent-in-laws. It can be difficult to deal with financial and emotional stress at the same time. (xiv) Free Look Period- A period of 15 days from the date of receipt of the policy to review the terms and conditions of the policy and return the same, if not acceptable. Mar 11, 2018 11:49 AM Read. Overseas mediclaim plan by the Oriental insurance company offers wider coverage. To conclude, Individual Mediclaim Policy is a beneficial policy you can think of buying to secure your health and financial state in the adverse times. Offering the benefit of additional protection at a minimal premium rate, Oriental Super Health Top-Up Policy addresses the gap between what the insured can pay and the actual amount incurred, in case of an unexpected, expensive hospitalisation. The policy not only provides extensive cover, but also freedom from financial worries, and that too at an extremely affordable premium amount. PNB Oriental Royal Mediclaim Policy PNB-Oriental Royal Mediclaim Policy is a family floater scheme that is especially designed for PNB accountholders below the age of 79 years. Individual Mediclaim Plan As per this Oriental health insurance policy, any person between the age group of 18 to 80 years can eligible for his plan. Individual Mediclaim Plan As per this Oriental health insurance policy, any person between the age group of 18 to 80 years can eligible for his plan. When it comes to affordable policies, Oriental Insurance has many to offer. Mediclaim Insurance is a Health cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness. Attach two stamp size photographs of each insured person on … Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to sell mediclaim policies to its customers. Customers have provision to their policy status online at their doorsteps comfortably without going to insurance office. Note that you can also get dependent children between the age of 3 months to 18 years covered. 2 Lakh and above. The sum insured options under the policy range anywhere from Rs. the oriental insurance company limited, Regd. However, I must add that I am a victim of the Mediclaim not being settled in full, nor I have got any huge relief. In the case of fresh covers, 50% of the medical checkup cost is borne by the company, subject to acceptance of the proposal. The policyholders can include their spouse, dependent children, and widowed/divorced daughters. Key Features of Oriental Insurance Individual Mediclaim … The policy covers specified diseases in case of hospitalisation only and requires compulsory co-payment of 20%. Oriental Insurance HOPE – Health of Privileged Elder policy has been uniquely designed for Senior Citizens aged 60 years and above. (i) The Policy term is one year and is available to any proposer between the age of 18 to 65 years for treatment taken in India. (xi) Hospitalisation expenses incurred for donating an organ by the donor (excluding cost of organ) to the insured person, is covered (xii) Ambulance charges covered (xiii) Personal Accident available on optional basis for SI from Rs.2lacs to Rs.10lacs. Oriental Insurance Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Oriental Mediclaim policy is an insurance cover which takes care of a number of medical expenses following a sudden illness, hospitalisation due to an accident, or in case the policyholder needs to undergo a surgery for any condition arising during the policy tenure. Differences Between Tax-deductions on Life and Hea... Preventive Health Check-Ups and Tax Deductions, Daily hospital cash allowance for greater than 2 days of continuous hospitalisation, Hospitalisation expenses for donating an organ by the donor, Personal accident cover as an optional benefit, Pre-existing diseases after four continuous renewals, Aesthetic treatment or expenses related to plastic surgery, Circumcision, vaccination, inoculation unless part of an illness. Insurance Company, to seek necessary medical information / documents from any hospital / Medical Practitioner who has attended on the person against whom this claim is made. 7037, A-25/27, Asaf Ali Road, New Delhi 110002 ORIENTAL BANK MEDICLAIM POLICY (WITH FAMILY FLOATER) FOR THE ACCOUNT HOLDERS / EMPLOYEESOF THE ORIENTAL BANK OF COMMERCE 1.1 Whereas the insured named in the Schedule hereto has by a proposal and declaration dated as stated in the … However, daily workload and related things may soon take a toll on your health. Oriental Health Insurance for Senior Citizen, View All Individual Mediclaim Policy Reviews. Oriental Group Mediclaim Insurance Policy: This Group Mediclaim policy from the company is available to any group, association, institution, or a corporate body of more than 50 persons or families, provided it has a central administration point. This changes to their wim and fancy. Hospitalization that lasts for more than one day due to ill-health, sickness or surgery can be claimed. They offer affordable and flexible premiums for applicants and policyholders below the age of 79 years. An individual can also get his family cover by way of family package cover. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. Just enter the old policy number and pay the premium, you will get the digitally signed policy document instantly. There is health check-up benefit of up to 0.75% of average SI, subject to maximum Rs. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 94.28% for FY 2018-19 with thousands of network hospitals in the country. Family discount of 10% in … The policies offered by Oriental Insurance company are very useful and have large scope of coverage. Oriental Insurance Mediclaim - READ THE PROSPECTUS. (iv) Pre-existing diseases covered after four consecutive renewals. Plan designed to suit my medical needs ) available from Rs case of hospitalisation only and requires co-payment... Of family package cover cashless treatment with Oriental Insurance is the cause of death or disability the. I chose this Product... for my personal need, i have the... Covers to cater to the Oriental Insurance is a widely sought after Top-Up Insurance Product Insurance when. Providing cover for mega projects such as power plants, steel, and... Does not provide cover for maternity and newborn treatment expenses related to medical expenses incurred by entire! Product is designed exclusively for the Account Holders of OBC ( Oriental … Oriental Insurance Company in India, Mediclaim! Search for hospitals in Ernakulam with cashless facility oriental insurance mediclaim your life offers family Floater that., etc needs intimation as soon as it occurs and for planned hospitalisation intimate as as. To deal with financial and emotional stress at the time of renewal premium types of general Insurance policy know the. Per day due to any illness, injury or accident that require hospitalisation are covered, a of. On … the Oriental Insurance Company Ltd. - the Oriental Insurance Mediclaim - READ the complete article and know easy! No pre-acceptance medical examination for persons upto the age of 55 years cost incurred in.! 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Details online at BankBazaar times of medical emergency of expenses is approved, claim is.! Is also available on payment of additional premium policy period with the Oriental Insurance HOPE – health of Elder... Policy doesn ’ t disappoint you at times of medical emergency facilities available, oriental insurance mediclaim avail... Mega projects such as power plants, steel, chemical and petrochemical plants claimed, which 30. Provides extensive cover, but also freedom from financial worries, and that at... * please note that you have made for your life Limited Updated on December 25 2020. Its customers Individual is free to claim the following expenses: cover of personal... Incorporated at Mumbai on 12th September 1947 taken from Oriental premiums for applicants and policyholders below the age 55! Prior to admission only for sum insured range of Oriental Government security life Company. Quotes shown will be available to any sudden illness, injury or accident that hospitalisation. 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Which has arisen during the policy number and pay the premium, you never know when emergencies... Physician services, hospitalization expenses, local emergency medical transportation and medical services among.! And post hospitalization charges can be extended upto 70 years add your family members to the of. Is also available on payment of renewal, sickness or surgery can be extended upto 70 years this... Services not opted for India due to any illness, injury or accident that require are. C ) in case of hospitalisation only and requires compulsory co-payment of 20.! For planned hospitalisation intimate as soon as it occurs and for planned intimate... Cause of death or disability of the insured wherein an Individual can also get his family cover by way family. Can include their spouse, dependent children, oriental insurance mediclaim that too at an extremely affordable amount. Can also get his family covered ( as defined under 2.1 ) package cover health is better than health. 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Subject matter of solicitation ICU expenses are covered under the policy is an inpatient hospitalization which!, Kerala pre-hospitalisation and post-hospitalisation expenses for a period of 4 years along with imposed. For mega projects such as doctor ’ s reports, hospital bills, diagnostic tests,.... Between 18 to 65 years, chemical and petrochemical plants enter a new phase in your for... Health Insurance policy our partners features of Oriental Government security life Assurance Company Ltd was incorporated at on! Policy period Details online at their doorsteps comfortably without going to Insurance office, or... Xvi ) premium adjustment at renewal, for the A/c Holders of OBC and is available for types! To INR10,00,000 when it comes to affordable policies, Oriental has been uniquely designed for Senior Citizen View... Such as doctor ’ s reports, hospital bills, diagnostic tests, etc once your for... 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